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Frequently Asked Questions
Common Questions Answered for your convenience.
Why do I need Life Insurance?
It helps ensure your loved ones are financially protected and can cover expenses like funeral costs, debts, and living expenses.
What is the difference between Term and Whole Life?
Term life covers you for a specific period (e.g., 10, 20, or 30 years). Whole life offers lifelong coverage and builds cash value.
Which type of Life Insurance is right for me?
It depends on your financial goals, age, budget, and coverage needs.
How does Life Insurance work?
You pay regular premiums, and in exchange, the insurer pays a death benefit to your beneficiaries if you pass away while the policy is active.
Can I have more than one Life Insurance policy?
Yes, you can own multiple policies from the same or different insurers, as long as the total coverage is justified financially.
What is a rider in Life Insurance?
A rider is an optional add-on to your policy that provides additional benefits (e.g., accidental death, critical illness, waiver of premium).